With the Home Flex Plus program there is no requirement to repay the cash assistance. The program offers flexible underwriting criteria as well as government insurance, and may be used for purchasing or refinancing a home. There are no rate adjustments for credit or other overlays.
Down payment assistance programs and/or grants were researched by the team at FHA.com. Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.
FHA.com's compilation is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.